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KB-12 Payment Methods Types and Statuses

Relevant for: All Modules
Accessed by: All Roles
Note: All dates and times are noted in the UTC timezone.


There are two types of external payment methods that can be associated with a Consumer Account:

  • Card - The payment method was added by submitting a card number. Only debit cards are accepted at this time.

  • Bank Account - The payment method was added by using a routing and account number.

    • Note: A consumer may add a bank account using our partner platform that enables connectivity with a consumer’s mobile banking.

Payment Method details 

You can find a consumer’s payment methods by going into a consumer’s details and navigating to the Payment Methods tab. View specific payment method details by tapping the “eye” icon under the Actions column for the desired payment method.

  • Debit Card

    • General Info

      • UUID - This is Alviere’s unique identifier for the payment method

      • Status - This field indicates the status of the payment method

      • Type - This field indicates the type of card

        • Debit

        • Prepaid

        • Digital

      • Brand - This field indicates the brand of the card such as Visa or Mastercard. *Note: Our system currently supports Visa, Mastercard, and Discover cards.

      • Last 4 - This field indicates the last four digits of the card

      • Expiration month - This field indicates the expiration month the card

      • Expiration year - This field indicates the expiration year of the card

      • Name on card

      • Postal code - Also known as Zip Code

      • Creation cate- This field indicates the date and time the payment method was created in the system

      • Update cate - This field indicates the date and time the payment method was updated in the system

      • External ID - This is the ID assigned to the payment method by your organization and is how your organization maps it in your internal system. 

  • Bank Account

    • General Info

      • Consumer Account UUID - This indicates the UUID for the consumer account belonging to this payment method

      • Bank UUID - This indicates the UUID assigned to the bank that issued this account

      • Status - This field indicates the status of the payment method

      • Format - This field indicates that the payment method is an ACH (Automated clearing house) which is an electronic network for processing transactions, between participating financial institutions

      • Type - This field indicates the type of Bank Account

        • CHECKING

        • DDA_CHECKING

      • Last 4 - This field indicates the last four digits of the account number

      • Country - This field indicates the country where the account resides. Currently, the Alviere platform only supports US issued accounts

      • Currency

      • Loads usable - This field indicates if the bank account can be used for loading funds to the account. If the bank account was manually added using the routing and account number, it cannot be used to load funds

      • Withdraws usable - This field indicates if the bank account can be used for withdrawing funds

      • Is PLAID - This field indicates if the bank account was added using our partner platform that enables connectivity with a consumer’s mobile banking. This will either be ‘true’ or ‘false’

      • Creation date - This field indicates the date and time the payment method was created in the system

      • Update date - This field indicates the date and time the payment method was updated in the system.

      • External ID - This is the ID assigned to the payment method by your organization and is how your organization maps it in your internal system. 

    • Banking Info

      • Account number - This field indicates the last four digits of the unique number designated by the consumer’s financial institution for the account

      • Routing number -  This field indicates the nine-digit code used to identify a financial institution

Payment Method Statuses

The following are the possible statuses for the linked payment method:

  • CREATED - This status indicates that the payment method has been added and is currently being validated, but cannot be used yet

  • ACTIVE - This status indicates that the payment method has been accepted and can be used

  • PROCESSING - This status indicates that we are in the process of validating bank account information with the financial institution

  • FAILED - This status indicates that the payment method has failed validation and cannot be used by the consumer

  • DELETED - This status indicates that the payment method has been deleted by the consumer

  • REJECTED - This status indicates that the payment method has been rejected by the system and cannot be used

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